Privacy Policy
In short: your statement is used only to produce your report. Personal details are removed the moment it is read, the file and everything made from it are erased once the report reaches you, your password is never stored, and nothing is sold or shared.
1. Who we are
WealthScope is a free educational tool, founded and operated by Utkrisht Sethi, that turns a mutual fund Consolidated Account Statement (CAS) into a PDF report. For anything about your data, write to wealth.scope.ws@gmail.com.
2. What we receive, and what happens to it
| What | Why | How long it exists |
|---|---|---|
| Your CAS PDF | To read your transactions | Deleted seconds after it is read |
| Your CAS password | To open the PDF | Held in memory for that one run. Never written to disk or logged |
| Transactions taken from the CAS (fund names, dates, amounts, units) | To calculate your report | Erased as soon as the report is delivered, or at once if anything fails |
| Your report options (tax slab, dates and index choice) and anything optional you type in: goals, amounts held outside your CAS, your NPS choice and your age | To tailor the report | Same as above |
| Your PDF report | To send it to you | Erased from our server once it reaches your device |
| Feedback you choose to send, and an email address if you give one | To read and reply | Kept only as long as needed to respond and improve the service. Deleted on request |
| Standard request logs kept by Google Cloud (time, page, IP address, browser) | Security, fixing faults and India's cyber-security rules | 180 days, stored in India (Mumbai). They never contain your statement, password or report |
3. Your consent
By uploading your statement, and by typing in any optional details, you consent to their use for the sole purpose of producing your report, as described here. Optional details are never required. You can withdraw consent at any time simply by not uploading, or by closing the page before your report is ready, and nothing is kept either way.
4. Personal details removed on reading
As soon as your CAS is read, your name, PAN, email address, phone number, postal address, KYC status, nominee and adviser details and folio numbers are discarded. The calculations use only fund names, dates, amounts and units. Nothing in your report identifies you.
5. What we do not do
- We do not sell, rent or share your data, or use it for marketing or any purpose other than your report.
- There are no user accounts, no database of statements and no backups of your data.
- The site uses no advertising, tracking or analytics cookies, and loads nothing from other websites. The only things saved in your browser are your light or dark theme choice and whether you have closed the note shown to phone visitors. Both stay on your device and are never sent to us.
6. Where processing happens, and who helps us
WealthScope runs on Google Cloud Run in Google's Mumbai region (asia-south1), India, and its request logs are stored in the same region. Google Cloud acts as our hosting provider. Feedback you send is delivered to us by email through Google's Gmail service.
To value funds and indices, and for the market strip at the top of the site, our server downloads public market data from AMFI, mfapi.in, Yahoo Finance and the Reserve Bank of India. These requests contain only fund and index identifiers, never anything about you. This public data may be kept on our server for a short time so that later reports are faster.
7. Security
- The site works only over HTTPS, so data is encrypted in transit.
- Each report is produced in its own temporary, isolated folder, one report at a time per server, and the folder is deleted afterwards.
- Browser protections prevent the site being embedded in other pages or loading material from other sites, and uploads are rate-limited to prevent misuse.
No system is perfectly secure. If we become aware of a breach affecting personal data, we will act promptly and notify the relevant authorities and affected users as Indian law requires.
8. Your rights
Under Indian law, including the Digital Personal Data Protection Act, 2023, you may ask what personal data we hold about you, ask for it to be corrected or erased, withdraw consent, and raise a grievance. As we keep nothing from your statement once your report is delivered, in practice this applies mainly to feedback you have sent us. Write to wealth.scope.ws@gmail.com.
9. Children
WealthScope is intended for adults. A statement belonging to a minor should be uploaded only by their parent or legal guardian.
10. Changes to this policy
If this policy changes, we will update it here and change the effective date above.
11. Grievances
Grievance contact: Utkrisht Sethi, wealth.scope.ws@gmail.com. We aim to acknowledge messages within 72 hours and to resolve grievances within 30 days. See also our Terms of Use.