Disclaimer
In short: WealthScope helps you understand your mutual funds. It is not advice, its figures and projections are estimates, and past performance does not predict the future.
1. Educational purpose only
WealthScope and every report it produces are provided for education and general information. Nothing on this website or in any report constitutes investment, financial, tax, accounting or legal advice, or a recommendation, offer or solicitation to buy, sell or hold any security, mutual fund or other financial product.
2. Not a registered adviser
WealthScope is not registered with the Securities and Exchange Board of India (SEBI) as an investment adviser, research analyst or portfolio manager, and does not provide services that require such registration. Observations in a report, such as "Things worth a look", describe facts in your own data. They are not instructions. Please consult a SEBI-registered investment adviser before making investment decisions, and a qualified tax professional for tax matters.
3. Market risk
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The value of investments can fall as well as rise, and you may get back less than you invested.
4. Past performance and the 12-month range
Returns, risk measures and comparisons with indices describe the past and do not guarantee future results. The 12-month range is a statistical illustration built from historical index movements and each fund's past record. It is not a forecast, target or promise of any outcome.
5. Goals and net worth
If you enter goals or money held outside your statement, the report estimates your chance of reaching each goal. These chances come from simulations built on assumed growth rates: each fund's benchmark index over the last 10 years, set rates for EPF, PPF, NPS, fixed deposits, cash, gold, silver and other assets, and the monthly amount and yearly increase you choose. The assumptions are listed in the FAQs on the home page. Future returns may be very different, and taxes, charges and changes to your investments are not included. A goal chance is an illustration, not a forecast, target or promise.
6. Accuracy of figures
Reports are generated automatically from your statement and from public data sources (AMFI, mfapi.in, Yahoo Finance and the Reserve Bank of India). These can be delayed, incomplete or wrong, statements can be read imperfectly, and the calculations rely on assumptions and approximations. Where data is missing, gaps may be filled from your own transaction prices or a broad market index, and the report says so. Please verify any figure before relying on it.
7. Tax estimates
Tax figures are estimates for a resident individual under the rules as understood at the time the report is generated, using the tax slab you select. They do not account for your other income, losses, exemptions or later changes in law, and are not a substitute for your tax return or professional advice.
8. Market strip
Index levels, exchange rates and gold and silver prices shown at the top of the site are delayed, may be inaccurate, and are for general information only. They are not suitable for trading decisions.
9. Third parties and trademarks
WealthScope is not affiliated with, endorsed or sponsored by CAMS, KFintech, AMFI, SEBI, any asset management company, stock exchange or index provider. Fund names and index names (including Nifty, Sensex, S&P 500, Dow Jones, Nasdaq, FTSE 100, DAX, CAC 40, Euro Stoxx 50, Nikkei 225, Hang Seng and KOSPI) are trademarks of their respective owners and are used only to identify them.
10. Limitation of liability
WealthScope and its founder accept no liability for any loss arising from the use of this website or any report, to the extent permitted by law. The full terms are in our Terms of Use. How your data is handled is in our Privacy Policy.